Not in the way the army thinks we are, anyway. The armed forces takes people from all walks of life and sculpts them into warriors. Civilians never experience that type of discipline unless it is self-imposed. Even then, the duties a civilian performs throughout the day are not as challenging as what you do within the first 15 minutes of waking at the barracks. Further, I understand that there are few correct options to choose from in the military, and most of the time you don’t have the luxury of paving your own way. You do the thing because you have to, correctly, every single day.
Still, many civilians work two or three jobs to make ends meet, walk the dog, take care of the children, make dinner, and handle everything else that comes up in life. Just because a civilian has a foreign set of priorities does not mean they are performing at a suboptimal level. What the army may also consider a lack of drive or motivation, such as getting stuck at a dead-end job and never striving for anything greater, may simply be how that person is dealing with life as it is now. Beneath the surface, though, they are planning for greatness in a creative way unique to them.
Well, most of us civilians are anyway.